Financial Literacy for Kids in Indonesia: Building a Lifetime of Smart Money Habits
In a world driven by digital spending, online marketplaces, and fast-changing economies, financial literacy for kids has become more essential than ever. Teaching children how to make wise money decisions is no longer optional—it’s a core life skill.
The Financial Literacy for Kids Program, developed in partnership with the National Financial Educators Council (NFEC, USA) and organized by Husin Intelligence Group Indonesia, is a hands-on, internationally recognized program designed specifically for students aged 11 to 18.
Held offline at a 4-star hotel in Alam Sutera/BSD City (Indonesia), this immersive two-day training provides young learners with real-world financial skills—budgeting, saving, spending wisely, understanding investments, and planning for the future.
Why Financial Education for Kids Matters
Most schools teach math and science, but few teach how to manage money. Yet money influences almost every major decision in adult life: education, housing, transportation, even relationships. Without early exposure to financial education for kids, teenagers often enter adulthood without the tools to make sound financial decisions.
Research from the NFEC shows that young adults who receive structured financial education are significantly more likely to save regularly, invest earlier, and avoid high-interest debt. They also develop better emotional control around money—understanding needs versus wants.
Teaching money skills early builds confidence, independence, and discipline. Children who learn about budgeting and planning don’t just become good with numbers—they develop a mindset of accountability and long-term thinking.
That’s why Husin Group, in collaboration with NFEC USA, brings this comprehensive Financial Planning for Kids program to Indonesia—to help families prepare a generation of financially empowered youth.
Program Overview
The Financial Literacy for Teenagers Program is a two-day certified training designed for:
Elementary Grade 6 (SD 6)
Junior High 1–3 (SMP)
Senior High 1–3 (SMA)
All participants receive digital training materials (soft copy) and a Completion Certificate issued by the National Financial Educators Council (USA).
The NFEC is an IACET-Accredited Provider and a Certified B Corporation, recognized for upholding the highest international standards of socially responsible education.
Training Agenda Highlights
Day 1 — Understanding the Basics of Money
1. Introduction & Pre-Course Case Study
Students start with real-life financial challenges and recovery stories to identify common mistakes and their solutions.
2. Module 1: Create Your Budget & Automate
How to build a personal budget step by step.
Recognizing income, expenses, and savings goals.
Learning automation tools to make saving effortless.
Activity: “My First Budget Plan.”
3. Module 2: Major Expenses — Renting a Home
Exploring the true costs of living independently.
Understanding rent, deposits, utilities, and monthly maintenance.
Learning how to compare housing options wisely.
Quiz: “What Does It Really Cost to Move Out?”
4. Module 3: Major Expenses — Automobile
Comparing lease vs. purchase.
Calculating ongoing costs such as fuel, maintenance, and insurance.
Recognizing the difference between want and need.
Activity: Transportation Worksheet.
5. Module 4: Analyzing Your Budget & Addressing Gaps
Learning financial health ratios: savings rate, debt-service ratio, and income-to-housing ratio.
Activity: Calculating personal financial ratios.
Dinner networking follows, helping participants exchange ideas and build early professional social skills.
Day 2 — Planning for Future Wealth
1. Module 5: Why People Invest
Understanding why investing matters even for teenagers.
Learning how money grows over time and what compounding means.
Activity: Setting personal financial goals.
2. Module 6: Investment Risk
What risk means and how to measure it.
Learning risk tolerance through guided exercises.
Identifying how to balance safety and growth.
3. Module 7: Identifying Future Needs & Inflation Impact
Creating a future budget based on income goals.
Understanding how inflation affects spending power.
Activity: Designing “My Future Budget 2026.”
At the end of the training, each student walks away with a personal financial plan they designed themselves—a foundation for long-term success.
Meet the Trainer: Jeremy — Youngest Certified Financial Coach in Asia
Leading this impactful program is Jeremy (CFEI®, CFLP℠)—a remarkable 14-year-old financial educator certified by Ramsey Solutions (US) and the National Financial Educators Council (US).
Jeremy’s journey began with a vision: to empower teenagers worldwide to take control of their finances. He completed the Financial Coach Master Training (FCMT) and Financial Peace University (FPU) under Ramsey Solutions US, followed by two prestigious certifications from NFEC US:
Certified Financial Education Instructor (CFEI®)
Certified Financial Literacy Professional (CFLP℠)
Now based in Jakarta at Raffles Christian School — Future School Campus, Jeremy represents the next generation of financial coaches who believe kids can understand money when it’s made engaging and relatable.
His sessions use interactive games, relatable case studies, and clear storytelling to make topics like budgeting and investing easy—even for middle-school students.
Organizer: Husin Intelligence Group
PT Husin Intelligence Group is a Jakarta-based corporate education company known for delivering premium certification and training programs across Asia. With over a decade of experience serving business professionals, executives, and youth learners, Husin Group consistently provides programs that are practical, internationally recognized, and high-impact.
Their trainings emphasize applied learning and measurable outcomes—ensuring every participant leaves not just inspired but equipped with actionable skills for the real world.
This collaboration between Husin Group and NFEC USA marks a powerful initiative to build financial literacy from early education stages—empowering the future workforce to become financially confident adults.
What Makes This Program Unique
Accredited Curriculum
The course content is built on NFEC’s global framework used by thousands of schools and universities worldwide.Interactive Learning Experience
Teens learn by doing—budgeting exercises, quizzes, and simulations replace traditional lectures.Recognized International Certificate
Each participant receives a Digital Completion Certificate (PDF) recognized internationally—a credential that adds value to student portfolios.Safe, Engaging Environment
Conducted in a 4-star hotel venue, students experience a professional yet comfortable environment with meals and breaks included.Real-World Impact & Social Purpose
As an NFEC Certified B Corporation, the training promotes not just financial skills but also the value of ethical decision-making and community impact.
What Kids Will Learn
By the end of the course, participants will:
Create and manage a personal budget.
Understand major expenses and future costs.
Learn the principles of saving and compound growth.
Explore investing basics safely and responsibly.
Recognize the impact of inflation and debt.
Build a simple yet realistic financial plan for their teenage years and beyond.
The goal isn’t to make them mini accountants—it’s to help them think critically about money, make informed choices, and grow into adults who control their finances instead of being controlled by them.
Who Should Join
This training is perfect for:
Parents who want their children to gain practical money skills before university life.
Schools looking to introduce a structured financial education module.
Teenagers who want to understand money management early.
Youth organizations aiming to build responsible leaders.
Why Parents Choose Husin Group’s Financial Literacy Program
Trusted International Partnership: Endorsed by the National Financial Educators Council (USA).
Age-Appropriate Modules: Designed to match the learning pace of each school level.
Interactive and Practical: Students don’t just listen—they plan, calculate, and act.
Comprehensive Support: Parents receive feedback on their child’s progress and guidance on continuing financial education at home.
Ethical Foundation: Beyond money, the program teaches responsibility, gratitude, and wise stewardship.
The Long-Term Impact
Financial literacy doesn’t just benefit individuals—it strengthens society. Teens who learn about money early become adults who:
Avoid unnecessary debt.
Build emergency savings.
Plan long-term goals like education, business, and retirement.
Contribute positively to national economic growth.
By equipping today’s youth with financial education for kids, Husin Group aims to cultivate a generation that values financial wellness as much as academic excellence.
How to Register
Email hr@husingroup.com or Whatsapp 081510554543 asking for brochure.
Please register early—seats are limited to ensure personalized attention for each participant.
Call to Action — Give Your Child a Head Start
Financial freedom starts with financial awareness. Let your child experience a fun, practical, and life-changing learning journey that sets the foundation for lifelong success.
👉 Enroll your child today in the Financial Literacy for Kids Program (Jakarta – Alam Sutera/BSD).
Don’t miss this opportunity to give your child a priceless gift—the knowledge to handle money wisely.